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Coverage Definitions A to Z

Wedsure offers many different types of insurance coverage. Quote, purchase and print your policy entirely online.

Additional Expense - A coverage available with Cancellation Insurance. It pays up to 25 percent of the limit you select for Cancellation or Postponement insurance for any additional expenses necessary to arrange alternate services to avoid a covered cancellation or postponement of the wedding, private event, reception or related event.

Cancellation/Postponement - This coverage pays for the nonrefundable expenses incurred when the event or honeymoon, must be canceled or postponed for reasons beyond your control.

Change of Heart - An option available under the Cancellation/Postponement Insurance.

Gifts - This coverage pays to repair or replace gifts that are lost, stolen or damaged anywhere within the policy territory.

Host Liquor Liability - Included under Liability Insurance. This is a key wedding coverage, providing protection against bodily injury or property damage suits brought by parties injured as a result of an intoxicated guest who was served alcohol at an event you hosted.

Jewelry - This coverage pays to repair or replace jewelry you own when it is lost, stolen or damaged anywhere within the policy territory.

Liability - This coverage provides liability protection for losses arising from alleged bodily injury and property damage. It also includes supplemental defense.

Loss of Deposits - This coverage pays lost deposits that you have paid if they become nonrefundable because someone you hired to provide goods or services went of business.

Medical Payments - This coverage pays reasonable medical expenses for each person who is injured during covered events from a covered cause of loss. This is an optional coverage available under Liability.

Photographs & Video - This coverage pays to retake the photographs or video recording if the photographer/videographer fails to appear, disappears after the wedding with your wedding pictures or video, or the pictures are lost, damaged or stolen.

Professional Counseling - This coverage pays for professional counseling prescribed by a medical physician and resulting from a covered cancellation.

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